Creative retooling strategies for job hunters
These days you need to dig deep for creative strategies to land a job. Experts offer retooling tips to six jobless Americans that everyone can learn from. Tue, 20 May 2008 05:00:00 GMT
No taxes due for some investors
It's true. The capital gains rate for some taxpayers is now zero. But the key word is "some." Are you eligible for this tax break? Tue, 20 May 2008 05:00:00 GMT
When creditors invade your bank account
Creditors can garnish wages and levy bank accounts until the debt is paid, says the Bankruptcy Adviser. Tue, 20 May 2008 05:00:00 GMT
Hard work will locate lost insurance policy
A little detective work should reveal the whereabouts of a missing insurance policy, says Dr. Don Taylor. Tue, 20 May 2008 05:00:00 GMT
Home equity loan on a rental property
CPA George Saenz advises a reader who wants to use a home equity loan on one rental to pay off the balloon mortgage of another rental. Tue, 20 May 2008 05:00:00 GMT
News : Freeze Your Credit - Free Credit Reports Online
Major credit reporting agencies to freeze their credit. Without access to your credit report, it's almost impossible for thieves to set up accounts in your name. Tue 11 Dec 2007 03:25:00 GMT
News : Improving credit score not as hard as it seems - Free Credit Reports Online
Your credit score is a number derived from your credit report - the record of your financial behavior. It contains information about you and indicates how responsibly you have used credit and met your financial obligations. Sat 08 Dec 2007 03:25:00 GMT
News : Keep your credit score in mind as you shop, open accounts - Free Credit Reports Online
Experian, TransUnion and Equifax â have begun to let consumers view their credit scores, although the companies charge a fee. Federal law requires the credit bureaus to provide consumers with free copies of credit reports every year. Credit scores are calculated from the information contained in credit reports. Sat 08 Dec 2007 03:25:00 GMT
News : Use free reports to monitor, clean up your credit - Free Credit Reports Online
credit score, which among other things is used to determine what interest rate you pay on a loan or whether you even get a loan in the first place. That's why it's so important for consumers to obtain a free credit report once a year from each of the country's three major credit reporting bureaus: Equifax, Experian and TransUnion. Fri 07 Dec 2007 03:25:00 GMT
Debt cycle 'carries on' with payday loans
Regularly using payday loans to get through until the next paycheque can lead people into a spiral of debt, National Debtline has warned.Spokesperson Beccy Boden Wilks said that payday loans can have high interest rates and consumers can often find cheaper borrowing options.Ms Boden Wilks warned that people using payday Wed, 21 May 2008 14:18:02 +0000
Holidaymakers incur charges by using plastic abroad
Holidaymakers are being warned that using debit and credit cards abroad could prove costly due to the charges implemented by providers.Moneyfacts claims that the majority of travellers opt to use their plastic overseas as travellers cheques are seen as old fashioned, but added that these individuals need to be aware Tue, 20 May 2008 14:19:08 +0000
Mortgages for self-build homes still available, says expert
People interested in building their own homes can still find mortgages, despite finance being scarce due to the credit crunch, the editor of Homebuilding.co.uk has said.Jason Orme stated that mortgage lenders often view self-build houses as a "fairly safe bet"."Self-builders tend to benefit up to 25 to 30 per cent Tue, 20 May 2008 14:18:46 +0000
NAPF: Pensions still seen as most important benefit
Workplace pension schemes are considered the most important benefit an employer can offer and it is expected that their up-take will increase in the future, the National Association of Pension Funds (NAPF) has said.The Personal Accounts system is expected to be launched in 2012 and the changes in workplace pensions Tue, 20 May 2008 14:18:24 +0000
Check your credit profile to stamp out fraud, urges expert
With a recent report finding that account fraud is on the up, a financial expert has urged consumers to regularly check their credit profiles to help stamp out the crime.David Kuo, head of personal finance at Fool.co.uk, said that current financial conditions are pushing people to extreme lengths to get Tue, 20 May 2008 14:18:02 +0000
